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E-Commerce E-commerce is the ability to sell products or services. Visitors will be able to see a complete detail of the item, add it to a "shopping cart", and order the item. The most important issue for clients selling on-line is the shopping cart. Will it meet my needs? Merchant Account If you want to accept credit cards, you need a Merchant Account. If you already have a Merchant Account, you can use your existing account to accept credit cards for Internet transactions. This will work fine if you wish to do off-line payment processing as described above. If you wish to add real-time payment processing or you are a new merchant, you need to apply for an "Internet enabled" Merchant Account. Each Merchant Account provider has different rates and different solutions. You should shop around for the best solution. Off-line Credit Card Processing The easiest and the most affordable way of processing credit cards is an off-line authorization and settlement process. Your customers' credit card information is captured and stored on our server for later authorization and transaction processing through a traditional card swipe terminal or through a computer. If you are clearing more than 100 transactions a month, you may want to consider real-time payment processing option. IMPORTANT: If you already have a merchant account number from your existing business, you should be aware of the following: depending on the type of merchant account you have, Internet transactions may not be acceptable to your merchant account bank. Internet transactions are considered "card-not-present" and you may need to obtain a merchant account specifically designed for such transactions. Real-time Credit Card Processing
A customer comes to your online store. Purchases your product and enters the credit card information...What's next? Here is what happens if you have real-time payment processing: Your online payment processor returns approved/declined notice to your customer who is still at your online store. Typically, both you and your customer receive e-mail notifications of the transaction with tracking numbers. E-TECH's E-Commerce Engine, more than a Shopping Cart Our E-Commerce Engine is Merchant Friendly! Once the engine is implemented seamlessly into your website, you will be able to ADD-EDIT-REMOVE any number of products. Here is a list of features that you will be able to perform:
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